:root{--navy:#08243d;--navy2:#0e3554;--blue:#0b84d8;--cyan:#5ed6f3;--ice:#eef9fc;--white:#fff;--text:#183247;--muted:#607789;--line:#dce9ef;--shadow:0 18px 50px rgba(8,36,61,.12);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff;line-height:1.65}a{color:inherit}img{max-width:100%}.container{width:min(1160px,92%);margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:1rem;top:1rem;z-index:999;background:#fff;padding:.75rem 1rem;border-radius:10px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.93);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,233,239,.8)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:76px}.brand{display:flex;gap:.7rem;align-items:center;text-decoration:none;color:var(--navy);line-height:1}.brand strong{display:block;font-size:.98rem}.brand small{display:block;color:var(--blue);font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-top:.25rem}.brand-mark{width:40px;height:48px;position:relative;display:inline-block;background:linear-gradient(160deg,var(--blue),#17b6e7);clip-path:polygon(50% 0,90% 42%,84% 70%,66% 91%,50% 100%,34% 91%,16% 70%,10% 42%);filter:drop-shadow(0 8px 14px rgba(11,132,216,.25))}.brand-mark span{position:absolute;width:12px;height:18px;border-radius:50%;background:rgba(255,255,255,.7);left:14px;top:10px;transform:rotate(30deg)}.main-nav{display:flex;align-items:center;gap:1.2rem}.nav-link{text-decoration:none;font-size:.9rem;font-weight:700;color:#315168}.nav-link:hover,.nav-link.active{color:var(--blue)}.nav-call,.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:800;border-radius:999px;padding:.82rem 1.15rem}.nav-call{background:var(--navy);color:#fff;box-shadow:0 8px 24px rgba(8,36,61,.18)}.menu-toggle{display:none;border:0;background:none;font-size:1.6rem;color:var(--navy)}
.hero{background:radial-gradient(circle at 80% 15%,rgba(94,214,243,.25),transparent 28%),linear-gradient(135deg,var(--navy),#0d456c);color:#fff;padding:84px 0 72px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}.eyebrow{font-size:.76rem;font-weight:900;letter-spacing:.16em;color:var(--cyan);text-transform:uppercase}.hero h1{font-size:clamp(2.4rem,5vw,4.8rem);line-height:1.03;margin:.8rem 0 1rem;letter-spacing:-.045em}.hero p{font-size:1.12rem;color:#d7edf7;max-width:680px}.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.6rem}.btn-primary{background:var(--cyan);color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.4);color:#fff}.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);border-radius:28px;padding:1.5rem;box-shadow:0 24px 70px rgba(0,0,0,.18);animation:float 5s ease-in-out infinite}.pulse-ring{width:76px;height:76px;border-radius:50%;display:grid;place-items:center;background:rgba(94,214,243,.16);border:1px solid rgba(94,214,243,.45);margin-bottom:1rem}.pulse-ring:after{content:"";width:20px;height:20px;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 0 rgba(94,214,243,.5);animation:pulse 2s infinite}.hero-card h3{margin:.3rem 0}.hero-card ul{padding-left:1.1rem;color:#d7edf7}.trust-strip{background:#fff;box-shadow:var(--shadow);border-radius:18px;padding:1rem 1.4rem;display:flex;justify-content:space-around;gap:1rem;flex-wrap:wrap;margin:-28px auto 0;position:relative;max-width:1100px}.trust-strip strong{color:var(--navy)}
section{padding:76px 0}.section-head{max-width:760px;margin-bottom:2.4rem}.section-head h2{font-size:clamp(1.9rem,3.5vw,3rem);line-height:1.12;letter-spacing:-.03em;color:var(--navy);margin:.45rem 0 .8rem}.section-head p{color:var(--muted);font-size:1.04rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.card{border:1px solid var(--line);border-radius:var(--radius);padding:1.45rem;background:#fff;box-shadow:0 8px 30px rgba(8,36,61,.05);transition:.25s ease}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#b9dbe7}.icon{width:44px;height:44px;border-radius:14px;background:var(--ice);display:grid;place-items:center;color:var(--blue);font-weight:900;margin-bottom:1rem}.card h3{color:var(--navy);margin:.2rem 0 .5rem}.card p{color:var(--muted);font-size:.95rem}.link-arrow{color:var(--blue);font-weight:800;text-decoration:none}
.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}.panel{background:var(--ice);border-radius:28px;padding:2rem}.checklist{display:grid;gap:.8rem;padding:0;list-style:none}.checklist li{display:flex;gap:.7rem;align-items:flex-start}.checklist li:before{content:"✓";color:var(--blue);font-weight:900}.steps{counter-reset:step;display:grid;gap:1rem}.step{display:grid;grid-template-columns:48px 1fr;gap:1rem;align-items:start}.step-num{counter-increment:step;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900}.step-num:before{content:counter(step)}
.dark{background:var(--navy);color:#fff}.dark .section-head h2,.dark h2{color:#fff}.dark .section-head p,.dark p{color:#c7dce7}.city-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:.8rem}.city-card{background:#fff;color:var(--navy);padding:1.1rem;border-radius:18px;text-decoration:none;border:1px solid var(--line);font-weight:800;transition:.2s}.city-card:hover{transform:translateY(-3px);border-color:#9fd7e8}
.breadcrumbs{width:min(1160px,92%);margin:0 auto;padding:1rem 0;color:var(--muted);font-size:.88rem}.breadcrumbs a{text-decoration:none;color:var(--blue);font-weight:700}.breadcrumbs span{margin:0 .4rem}
.page-hero{background:linear-gradient(135deg,#eef9fc,#fff);padding:54px 0 58px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.2rem,4.5vw,4rem);line-height:1.05;color:var(--navy);letter-spacing:-.04em;margin:.6rem 0}.page-hero p{max-width:800px;color:var(--muted);font-size:1.08rem}.prose{max-width:850px}.prose h2{color:var(--navy);font-size:2rem;line-height:1.15;margin-top:2.5rem}.prose h3{color:var(--navy);margin-top:1.8rem}.prose p,.prose li{color:#415d6f}.prose ul{padding-left:1.2rem}
.faq-list{display:grid;gap:.7rem;max-width:900px}.faq-list details{border:1px solid var(--line);border-radius:16px;padding:1rem 1.2rem;background:#fff}.faq-list summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq-list p{color:var(--muted);margin:.8rem 0 0}
.cta-band{background:linear-gradient(135deg,var(--blue),#0c5e9d);color:#fff;border-radius:28px;padding:2rem 2.2rem;display:flex;align-items:center;justify-content:space-between;gap:1.5rem;margin:30px auto 70px;width:min(1160px,92%)}.cta-band h2{margin:.25rem 0 .4rem;color:#fff}.cta-band p{margin:0;color:#dff5fb}.btn-light{background:#fff;color:var(--navy);white-space:nowrap}
.site-footer{background:#061c30;color:#bcd2de;padding:56px 0 80px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr .8fr;gap:2rem}.footer-brand{color:#fff}.site-footer h3{color:#fff;font-size:1rem}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.5rem}.site-footer a{text-decoration:none}.site-footer a:hover{color:#fff}.footer-phone{display:inline-block;color:var(--cyan);font-size:1.3rem;font-weight:900;margin-top:1rem}.muted{color:#8eabbc}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:2rem;padding-top:1rem;display:flex;justify-content:space-between;gap:1rem;font-size:.82rem;color:#7f9aaa}.mobile-call{display:none}
.table-wrap{overflow:auto}.compare{width:100%;border-collapse:collapse}.compare th,.compare td{padding:.85rem;border-bottom:1px solid var(--line);text-align:left}.compare th{color:var(--navy);background:var(--ice)}
.reveal{opacity:0;transform:translateY(14px);transition:.6s ease}.reveal.visible{opacity:1;transform:none}
@keyframes pulse{70%{box-shadow:0 0 0 18px rgba(94,214,243,0)}}@keyframes float{50%{transform:translateY(-8px)}}
@media(max-width:900px){.main-nav{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;padding:1rem 4%;border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.menu-toggle{display:block}.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.city-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.hero{padding:62px 0}.hero h1{font-size:2.6rem}.cards,.city-grid,.footer-grid{grid-template-columns:1fr}.trust-strip{margin:0 auto;border-radius:0;box-shadow:none;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}section{padding:58px 0}.cta-band{flex-direction:column;align-items:flex-start}.mobile-call{display:block;position:fixed;z-index:60;bottom:0;left:0;right:0;padding:.65rem;background:#061c30}.mobile-call a{display:block;text-align:center;background:var(--cyan);color:var(--navy);padding:.72rem;border-radius:999px;font-weight:900;text-decoration:none}.footer-bottom{flex-direction:column;padding-bottom:1rem}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* ==========================================================================
   Professional polish + contrast fixes (appended; no markup changes needed)
   ========================================================================== */
:root{--blue-dark:#0a6cb3;--surface:#f5fafc;--text-soft:#3d586b;--shadow-sm:0 2px 10px rgba(8,36,61,.06)}
body{-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;font-size:16.5px}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:6px}
::selection{background:var(--cyan);color:var(--navy)}

/* ---- Headings: navy by default on light areas, white on dark areas ---- */
main h1,main h2,main h3,main h4{color:var(--navy);letter-spacing:-.02em}
.hero h1,.hero h2,.hero h3,.dark h1,.dark h2,.dark h3,.dark h4,.cta-band h1,.cta-band h2,.cta-band h3{color:#fff}
.hero p,.hero li{color:#d7edf7}
.dark p,.dark li{color:#c9deea}
.cta-band p{color:#e4f6fb}

/* ---- Eyebrow labels: readable on light, bright on dark ---- */
.eyebrow{display:inline-block;color:var(--blue-dark);font-size:.75rem;font-weight:800;letter-spacing:.14em}
.hero .eyebrow,.dark .eyebrow,.cta-band .eyebrow,.hero-card .eyebrow{color:var(--cyan)}
.cta-band .eyebrow{color:#fff;opacity:.9}

/* ---- Header ---- */
.site-header{box-shadow:0 1px 0 rgba(8,36,61,.04),0 6px 24px rgba(8,36,61,.05)}
.nav-link{position:relative;padding:.35rem 0;transition:color .2s}
.nav-link:after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;border-radius:2px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .25s ease}
.nav-link:hover:after,.nav-link.active:after{transform:scaleX(1)}
.nav-call{transition:transform .2s,box-shadow .2s,background .2s}
.nav-call:hover{background:var(--blue);transform:translateY(-1px);box-shadow:0 10px 26px rgba(11,132,216,.3)}

/* ---- Buttons ---- */
.btn{transition:transform .2s,box-shadow .2s,background .2s,color .2s;line-height:1.2;text-align:center}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--cyan);color:var(--navy);box-shadow:0 10px 28px rgba(94,214,243,.28)}
.btn-primary:hover{background:#7fe0f7}
.btn-outline:hover{background:rgba(255,255,255,.12)}
.btn-light{box-shadow:0 10px 26px rgba(0,0,0,.15)}
.btn-light:hover{background:var(--ice)}
/* Buttons that sit on LIGHT page-hero / content areas */
.page-hero .btn-primary,.prose .btn-primary,section:not(.dark):not(.cta-band) .btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 26px rgba(11,132,216,.28)}
.page-hero .btn-primary:hover,.prose .btn-primary:hover,section:not(.dark):not(.cta-band) .btn-primary:hover{background:var(--blue-dark)}
.page-hero .btn-outline,section:not(.dark):not(.cta-band):not(.hero) .btn-outline{background:var(--navy);color:#fff;border:0}
.page-hero .btn-outline:hover,section:not(.dark):not(.cta-band):not(.hero) .btn-outline:hover{background:var(--navy2)}
.btn-primary[style*="background:var(--navy)"]:hover{background:var(--navy2)!important}
.btn-outline[style*="background:var(--navy)"]:hover{background:var(--navy2)!important}

/* ---- Hero ---- */
.hero{position:relative}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.04),transparent 40%);pointer-events:none}
.hero .container{position:relative}
.hero-card{backdrop-filter:blur(6px);background:rgba(255,255,255,.09)}
.hero-card li{margin:.35rem 0}
.hero-actions .btn{padding:.95rem 1.5rem}

/* ---- Trust strip ---- */
.trust-strip{border:1px solid var(--line);align-items:center}
.trust-strip>*{font-size:.92rem;font-weight:700;color:var(--text-soft);display:flex;align-items:center;gap:.5rem}
.trust-strip>*:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 4px rgba(94,214,243,.22);flex:none}
.trust-strip strong{color:var(--navy);font-weight:800}

/* ---- Sections / cards ---- */
section{padding:84px 0}
.section-head h2{letter-spacing:-.03em}
.cards{gap:1.25rem}
.card{display:flex;flex-direction:column;box-shadow:var(--shadow-sm);border-radius:20px;padding:1.6rem}
.card h3{font-size:1.14rem;line-height:1.3}
.card p{color:var(--text-soft);line-height:1.65;flex:1}
.card .link-arrow{margin-top:.9rem}
.icon{background:linear-gradient(135deg,#e3f5fb,#cfeef8);color:var(--blue-dark);border-radius:14px;font-size:1.25rem}
.link-arrow{color:var(--blue-dark);transition:letter-spacing .2s,color .2s}
.link-arrow:hover{color:var(--navy);letter-spacing:.01em}

/* ---- Panels (light) ---- */
.panel{background:linear-gradient(160deg,var(--ice),#fff);border:1px solid var(--line);box-shadow:var(--shadow-sm);color:var(--text)}
.panel h2,.panel h3{color:var(--navy)}
.panel p{color:var(--text-soft)}
.checklist li{color:var(--text);line-height:1.5}
.checklist li:before{content:"✓";flex:none;width:22px;height:22px;border-radius:50%;background:var(--blue);color:#fff;font-size:.75rem;display:grid;place-items:center;margin-top:.05rem}
.step h3{margin:.1rem 0 .3rem;font-size:1.08rem}
.step p{color:var(--text-soft);margin:0}
.step-num{background:linear-gradient(135deg,var(--navy),var(--blue));box-shadow:0 8px 18px rgba(8,36,61,.2)}

/* ---- DARK sections: fix white-on-white (cards & panels inside dark bg) ---- */
.dark{background:linear-gradient(160deg,var(--navy),#0b3050);position:relative}
.dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);box-shadow:none}
.dark .card:hover{background:rgba(255,255,255,.1);border-color:rgba(94,214,243,.5)}
.dark .card h3{color:#fff}
.dark .card p{color:#c9deea}
.dark .card .icon{background:rgba(94,214,243,.14);color:var(--cyan)}
.dark .card .link-arrow,.dark .link-arrow{color:var(--cyan)}
.dark .link-arrow:hover{color:#fff}
.dark .panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);box-shadow:none;color:#fff}
.dark .panel h2,.dark .panel h3{color:#fff}
.dark .panel p,.dark .panel li,.dark .checklist li{color:#e3f1f8}
.dark .checklist li:before{background:var(--cyan);color:var(--navy)}
.dark .city-card{display:flex;justify-content:space-between;align-items:center;gap:.5rem;background:#fff;color:var(--navy);box-shadow:0 6px 20px rgba(0,0,0,.12)}
.dark .city-card:hover{background:var(--ice);border-color:var(--cyan)}
.city-card span{color:var(--blue)}
.city-card{display:flex;justify-content:space-between;align-items:center}

/* ---- Page hero / breadcrumbs ---- */
.page-hero{background:radial-gradient(circle at 90% 0,rgba(94,214,243,.18),transparent 40%),linear-gradient(135deg,var(--ice),#fff)}
.page-hero h1{font-size:clamp(2rem,4.2vw,3.5rem)}
.page-hero p{color:var(--text-soft)}
.breadcrumbs{color:#4d6679}
.breadcrumbs a{color:var(--blue-dark)}
.page-hero .breadcrumbs{padding-left:0;width:auto}

/* ---- Article / prose ---- */
.prose p,.prose li{color:var(--text-soft);line-height:1.75}
.prose h2{font-size:clamp(1.55rem,2.6vw,2rem);padding-bottom:.4rem;border-bottom:1px solid var(--line)}
.prose h2:first-child{margin-top:0}
.prose li{margin:.3rem 0}
.prose a{color:var(--blue-dark);font-weight:600;text-underline-offset:3px}
.prose a:hover{color:var(--navy)}

/* ---- FAQ ---- */
.faq-list details{box-shadow:var(--shadow-sm);transition:border-color .2s,box-shadow .2s}
.faq-list details[open]{border-color:#9fd7e8;box-shadow:var(--shadow)}
.faq-list summary{list-style:none;position:relative;padding-right:2rem}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{content:"+";position:absolute;right:0;top:-.1rem;font-size:1.5rem;line-height:1;color:var(--blue);transition:transform .2s}
.faq-list details[open] summary:after{content:"–"}
.faq-list p{color:var(--text-soft)}

/* ---- CTA band ---- */
.cta-band{background:radial-gradient(circle at 100% 0,rgba(94,214,243,.28),transparent 45%),linear-gradient(135deg,var(--blue),#0a5a98);box-shadow:0 24px 60px rgba(11,132,216,.25)}
.cta-band h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}

/* ---- Tables ---- */
.compare{border:1px solid var(--line);border-radius:14px;overflow:hidden}
.compare td{color:var(--text-soft)}

/* ---- Footer ---- */
.site-footer{background:linear-gradient(180deg,#061c30,#04131f)}
.site-footer a{transition:color .2s}
.site-footer ul a{color:#bcd2de}
.site-footer ul a:hover{color:var(--cyan)}
.site-footer h3{letter-spacing:.02em}
.footer-brand small{color:var(--cyan)}

/* ---- Safety nets ---- */
@media (scripting:none){.reveal{opacity:1;transform:none}}
@media(max-width:900px){section{padding:68px 0}.trust-strip>*{font-size:.88rem}}
@media(max-width:600px){section{padding:54px 0}.hero h1{font-size:2.3rem}.trust-strip{display:grid;grid-template-columns:1fr 1fr;gap:.6rem 1rem;padding:1rem 4%}.page-hero{padding:40px 0 44px}.btn{width:100%}.hero-actions .btn{width:100%}.cta-band .btn{width:100%}}

/* ---- WCAG AA contrast refinements ---- */
.brand small,.nav-link:hover,.nav-link.active{color:var(--blue-dark)}
.nav-link:after{background:var(--blue-dark)}
.footer-brand small{color:var(--cyan)}
.page-hero .btn-primary,.prose .btn-primary,section:not(.dark):not(.cta-band) .btn-primary{background:var(--blue-dark);color:#fff}
.page-hero .btn-primary:hover,.prose .btn-primary:hover,section:not(.dark):not(.cta-band) .btn-primary:hover{background:var(--navy)}
.cta-band{background:radial-gradient(circle at 100% 0,rgba(94,214,243,.22),transparent 45%),linear-gradient(135deg,#0a6cb3,#084a80)}
.cta-band p{color:#eaf8fc}